How KisanPe helps farmers

Needed working capital for seeds and pest control but found branch visits and paperwork hard to manage.

Used the AI Loan Advisor to understand indicative options and requested a callback to explore a crop loan with a regulated partner.

Was unaware of central and state schemes they might qualify for.

Discovered relevant government schemes and the steps to apply, including eKYC for income-support schemes.

Faced cash-flow gaps while waiting for mill payments.

Compared loan types (crop, term and gold-backed) to understand which could bridge the gap, then connected with a partner.

Worried about unseasonal rain damaging the standing crop.

Learnt how crop insurance (PMFBY) works and what it covers, and where to enrol before the seasonal cut-off.

Wanted to understand an affordable, timely credit option for cultivation.

Used the KCC Calculator to see an indicative Kisan Credit Card limit and learnt the application steps.

Found financial information scattered and hard to act on.

Accessed loans, schemes and crop guidance in one place, in their own language.

Unsure how monthly repayments would look for a planned loan.

Used the EMI Calculator to estimate monthly EMI, total interest and total repayment before deciding.

Struggled to decide the right time to sell amid changing prices.

Learnt how mandi price trends can inform a sell/hold decision through the app’s mandi intelligence.

Felt invisible to formal lenders without a clear financial record.

Understood how building a financial identity over time can help access fairer credit.

Had questions about loans and schemes but no easy way to ask.

Started a WhatsApp conversation to get plain-language answers and next steps.