Tools
PPF Calculator
See what your Public Provident Fund will grow to. Adjust your yearly investment, rate and period to plan your long-term savings.
₹1,50,000
7.1%
15 yr
Maturity value
₹40,68,209
- Total invested
- ₹22,50,000
- Interest earned
- ₹18,18,209
- Maturity value
- ₹40,68,209
Indicative only. PPF has a 15-year lock-in (extendable in 5-year blocks), a ₹1.5 lakh yearly cap, and the rate is set by the government (currently 7.1%) and revised quarterly.
FAQ
Frequently asked questions
The Public Provident Fund is a government-backed, long-term savings scheme with tax-free interest and a 15-year lock-in. It is one of India’s safest savings options.
Between ₹500 and ₹1.5 lakh per financial year. Deposits, interest and maturity are all tax-exempt (EEE).
Yes, in blocks of 5 years, with or without further contributions. The interest rate is set by the government and revised quarterly.
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