Tools
FD Calculator
See what your fixed deposit will grow to. Adjust the amount, rate, tenure and compounding to plan your savings.
₹1,00,000
6.8%
5 yr
Maturity value
₹1,40,094
- Invested amount
- ₹1,00,000
- Interest earned
- ₹40,094
- Maturity value
- ₹1,40,094
Indicative only. Actual FD returns depend on the bank’s rate, tenure and TDS on interest.
FAQ
Frequently asked questions
Maturity = Principal × (1 + r/n)^(n×t), where r is the annual rate, n is the compounding frequency per year, and t is the tenure in years.
Most banks compound FD interest quarterly, but some offer monthly or yearly. This calculator lets you choose the frequency.
Yes. FD interest is added to your income and taxed at your slab; banks deduct TDS if interest crosses the threshold in a year.
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