By crop
KisanPe for rice (paddy) farmers
Finance, insurance and intelligence for paddy growers: manage water needs, weather and price risks.
Crop overview
Rice (paddy) is a staple crop grown across Punjab, West Bengal, Uttar Pradesh, Andhra Pradesh and many other states.
Paddy is water-intensive and monsoon-sensitive, so timely credit, insurance and weather intelligence are especially valuable for rice farmers.
Agronomy & Cultivation Reference
Government MSP₹2,183 - ₹2,203 per quintal
Sowing CalendarJune - July (Kharif) or Nov - Dec (Rabi)
Harvesting WindowNov - Dec (Kharif) or Mar - Apr (Rabi)
Soil SuitabilityDeep clayey or loamy soils with water retention
Ideal Growth Temp20°C - 37°C
Average Yield / Acre15 - 20 quintals per acre
Est. Cost of Cultivation₹18,000 - ₹22,000 per acre
Financial challenges
- High water requirement and irrigation costs
- Monsoon dependence and flood/drought risk
- Input and labour costs for transplanting
- Price realisation and storage decisions
Weather risks
- Deficient monsoon delaying transplanting
- Flooding and waterlogging
- Dry spells during critical growth stages
Relevant schemes
Schemes that can help
Loan options
Finance for this crop
- Crop / Kisan Credit Card loans for inputs
- Term loans for pumps and irrigation
- Gold-backed agri loans for liquidity
How KisanPe helps
- Check indicative loan eligibility in minutes
- Discover schemes and insurance you qualify for
- Weather and mandi intelligence to plan and sell
- Guidance in plain language, in your language
Get the KisanPe app: free for farmers
Loans, schemes, insurance and crop intelligence in your pocket, in your language.
FAQ
Frequently asked questions
Crop/KCC loans for inputs and term loans for irrigation, via regulated partners. Check indicative eligibility on KisanPe.
Paddy is typically a notified crop under PMFBY. Verify the current notification and premium for your area and season.
Eligibility checks, scheme discovery, and weather and mandi intelligence for better timing.
Grow this crop with KisanPe
Download the app to check eligibility, discover schemes and access finance: in your language.