What PM-JAY covers
- Up to ₹5 lakh per family per year for secondary and tertiary care hospitalisation.
- Cashless and paperless treatment at empanelled hospitals across India (the card is portable between states).
- Pre-existing conditions are covered from day one, and there is no limit on family size or age for eligible families.
Who is eligible
Eligibility is based on deprivation and occupational criteria from the Socio-Economic Caste Census (SECC) 2011 for rural and urban families, and many states have expanded coverage under their own schemes. Separately, all senior citizens aged 70 and above are eligible for the Ayushman Vay Vandana card, regardless of income.
How to check and get the card
- Check eligibility on the official beneficiary portal (beneficiary.nha.gov.in) or the Ayushman app using your mobile number and Aadhaar.
- Complete e-KYC with Aadhaar; the card can be downloaded once approved.
- You can also get help at a Common Service Centre (CSC), an empanelled hospital's Ayushman Mitra desk, or by calling the national helpline 14555.
Stay safe
Making or downloading the Ayushman card is free on official channels. Do not pay agents, and never share OTPs with anyone claiming to 'register' you.
Official source
Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.
Official scheme page on myScheme (Govt of India) ↗Related on KisanPe
Common questions
How much is the Ayushman card cover?
Up to ₹5 lakh per family per year for hospitalisation at empanelled hospitals.
Is there a fee to make the card?
No. It is free on the official portal, app and through authorised centres.
Can people above 70 get it?
Yes. All citizens aged 70 and above are eligible for the Ayushman Vay Vandana card irrespective of income.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
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