By crop
KisanPe for wheat farmers
Finance, insurance and intelligence for wheat growers: the backbone of India’s Rabi season.
Crop overview
Wheat is India’s principal Rabi crop, grown across Punjab, Haryana, Uttar Pradesh and Madhya Pradesh.
Wheat farmers benefit from timely input finance, insurance against unseasonal weather, and market intelligence at harvest.
Agronomy & Cultivation Reference
Government MSP₹2,275 per quintal
Sowing CalendarOctober - December (Rabi)
Harvesting WindowMarch - May
Soil SuitabilityWell-drained loamy or clayey loams
Ideal Growth Temp10°C - 25°C
Average Yield / Acre12 - 16 quintals per acre
Est. Cost of Cultivation₹16,000 - ₹20,000 per acre
Financial challenges
- Unseasonal rain and heat at grain-filling/harvest
- Input costs for seed, fertiliser and irrigation
- Price realisation at the mandi
- Cash flow between sowing and sale
Weather risks
- Untimely rain near harvest causing lodging
- Heat stress (terminal heat) during grain filling
- Frost in some regions
Relevant schemes
Schemes that can help
Loan options
Finance for this crop
- Crop / Kisan Credit Card loans for inputs
- Agriculture term loans for mechanisation
- Gold-backed agri loans for quick needs
How KisanPe helps
- Check indicative loan eligibility in minutes
- Discover schemes and insurance you qualify for
- Weather and mandi intelligence to plan and sell
- Guidance in plain language, in your language
Get the KisanPe app: free for farmers
Loans, schemes, insurance and crop intelligence in your pocket, in your language.
FAQ
Frequently asked questions
Crop/KCC loans for inputs and term loans for mechanisation, via regulated partners. Check indicative eligibility on KisanPe.
Wheat is commonly notified under PMFBY, which covers non-preventable natural risks. Verify the current notification for your area.
Loan eligibility, scheme discovery, and weather and mandi intelligence to plan and sell better.
Grow this crop with KisanPe
Download the app to check eligibility, discover schemes and access finance: in your language.