Tools
Loan Comparison Calculator
Two offers, one clear answer. Compare the EMI and total cost of two loans side by side and see which saves you more.
Loan A
Lower cost₹
%
yr
- Monthly EMI
- ₹10,379
- Total interest
- ₹1,22,751
- Total cost
- ₹6,22,751
Loan B
₹
%
yr
- Monthly EMI
- ₹10,747
- Total interest
- ₹1,44,817
- Total cost
- ₹6,44,817
Loan A is cheaper by ₹22,066 over the full tenure.
Indicative only: compare processing fees and prepayment terms too, not just the EMI.
FAQ
Frequently asked questions
Enter the amount, interest rate and tenure for each loan. The calculator shows the EMI and total cost of each, and tells you which is cheaper overall.
No. A lower EMI from a longer tenure can mean far more total interest. Compare the total cost, not just the monthly EMI.
Beyond rate and EMI, check processing fees, prepayment charges, insurance bundling and the lender’s reputation before deciding.
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