Fasal Bima Bihar: Bihar Rajya Fasal Sahayata Yojana Guide

Agriculture in Bihar is frequently affected by natural calamities like severe floods in the northern plains and dry droughts in the southern districts. To protect farmers from these crop losses, the Government of Bihar launched the Bihar Rajya Fasal Sahayata Yojana, or BRFSY, in 2018. This scheme replaced the Pradhan Mantri Fasal Bima Yojana in the state, offering a unique model of crop assistance where farmers do not have to pay any premium. It is a crop assistance program rather than insurance. This requires registering on the cooperative portal before cut-off dates. This requires registering on the cooperative portal before cut-off dates.

Under the BRFSY, the state government bears the entire financial burden of crop damage, providing direct bank transfers to eligible farmers when yield losses occur. The registration process is simple and managed online, making it accessible to both land-owning farmers and tenant farmers. This comprehensive guide covers the eligibility criteria, registration steps, notified crops, and financial assistance guidelines of Fasal Bima Bihar. The scheme provides direct financial support to crop-affected cultivators. The scheme provides direct financial support to crop-affected cultivators.

What is Bihar Rajya Fasal Sahayata Yojana

The Bihar Rajya Fasal Sahayata Yojana is a crop assistance scheme launched by the Cooperative Department of Bihar. The main difference between this scheme and traditional crop insurance like PMFBY is that farmers do not have to pay any premium. The state government provides financial assistance directly from its budget to farmers who suffer crop damage due to weather calamities. BRFSY is an alternative model that eliminates premium costs for farmers. BRFSY is an alternative model that eliminates premium costs for farmers.

The scheme aims to stabilize farmer incomes and prevent them from falling into debt after a crop failure. Assistance is calculated based on the percentage of crop yield loss in a notified area, ensuring a transparent and objective payout process. Both loanee and non-loanee farmers can enroll in this scheme for free. The cooperative department of Bihar manages the implementation of the scheme. The cooperative department of Bihar manages the implementation of the scheme.

Eligibility criteria for BRFSY assistance

All farmers residing in Bihar who cultivate notified crops in notified areas are eligible to apply. The scheme covers three categories of farmers: ryot (land-owning) farmers, non-ryot (tenant/sharecropping) farmers, and mixed category farmers who own some land and lease additional plots. This wide eligibility ensures coverage for all. Farmers do not have to pay any premium to get crop coverage. Farmers do not have to pay any premium to get crop coverage.

To be eligible, the farmer must register on the cooperative department portal and upload the required documents before the cut-off date. The maximum area for which a farmer can receive financial assistance is capped at two hectares. This limit ensures that the benefits are distributed fairly among small and marginal farmers. The entire financial assistance is funded directly from the state budget. The entire financial assistance is funded directly from the state budget.

Financial assistance rates and limits

The financial assistance paid under BRFSY depends on the severity of the crop yield loss. If the crop yield loss in a notified area is up to twenty percent compared to the threshold yield, farmers receive an assistance of seven thousand five hundred rupees per hectare, up to a maximum limit of two hectares. Both land-owning (ryot) and tenant (non-ryot) farmers can apply. This ensures that the actual cultivators of the land receive financial relief regardless of land ownership status. Both land-owning (ryot) and tenant (non-ryot) farmers can apply. This ensures that the actual cultivators of the land receive financial relief regardless of land ownership status.

If the yield loss exceeds twenty percent, the assistance rate increases to ten thousand rupees per hectare, also capped at a maximum of two hectares. This means a farmer can receive a maximum payout of twenty thousand rupees for severe crop losses, which helps cover the input expenses of the failed crop season. Tenant farmers must submit self-declaration forms verified by local coordinators. Tenant farmers must submit self-declaration forms verified by local coordinators.

Notified crops for Kharif and Rabi seasons

Like other crop schemes, BRFSY notifications are released before each crop season, listing the eligible crops and areas. For the Kharif season, the notified crops usually include paddy (dhan), maize (makka), and potato in some districts. These are the main food crops grown during the monsoon season. The maximum area eligible for crop assistance is two hectares. The maximum area eligible for crop assistance is two hectares.

For the Rabi season, notified crops include wheat (gehun), maize, mustard (sarson), gram (chana), lentil (masoor), and barley. The cooperative department updates the list of notified crops and blocks on its portal before the registration starts, allowing farmers to verify their eligibility before applying. This limit helps distribute state funds to small and marginal farmers. It ensures that resource-poor families get priority access to financial relief after severe seasonal crop damage. This limit helps distribute state funds to small and marginal farmers. It ensures that resource-poor families get priority access to financial relief after severe seasonal crop damage.

Documents required for online registration

When registering for BRFSY, you must upload scanned copies of several documents. For ryot (land-owning) farmers, the required documents include an Aadhaar card, bank passbook showing account details, land possession certificate (LPC) or land tax receipt, and a self-declaration of crop sowing. Assistance is paid based on the calculated percentage of crop yield loss. Assistance is paid based on the calculated percentage of crop yield loss.

For non-ryot (tenant) farmers, the land tax receipt is not required. Instead, they must upload an Aadhaar card, bank passbook, and a self-declaration form verified by the local Ward Member or Panchayat Coordinator. Mixed category farmers must submit both land records and self-declarations for leased plots. Losses up to twenty percent receive seven thousand five hundred rupees per hectare. Losses up to twenty percent receive seven thousand five hundred rupees per hectare.

Step by step online registration process

Registration is done on the official portal of the Bihar Cooperative Department. First, you must register on the DBT Agriculture portal of Bihar to get a unique registration number. Once you have the DBT number, visit the cooperative department portal and log in using your credentials. Losses above twenty percent receive ten thousand rupees per hectare. Losses above twenty percent receive ten thousand rupees per hectare.

Fill out the BRFSY application form with your personal details, bank account info, and crop sowing details. Select the crop and area you want to insure. Upload the scanned documents in the recommended size and format. Submit the form and download the confirmation page containing your application number. Maximum payout per farmer is capped at twenty thousand rupees. Maximum payout per farmer is capped at twenty thousand rupees.

How crop yield loss is calculated in Bihar

Yield loss is calculated using the crop cutting experiment (CCE) method. The state agriculture department conducts random harvests of notified crops in notified panchayats at harvest time. The average actual yield of these experiments is compared with the threshold yield of the past seven years. Paddy and maize are the primary notified crops for the Kharif season. Paddy and maize are the primary notified crops for the Kharif season.

If the actual yield is less than the threshold yield, the percentage of loss is calculated. If the loss is confirmed, all registered farmers in that panchayat who grew the affected crop are declared eligible for the payout. This community-based yield assessment ensures transparency and speeds up list preparation. Wheat, mustard, and gram are notified crops for the Rabi season. Wheat, mustard, and gram are notified crops for the Rabi season.

The role of direct benefit transfer DBT

To prevent corruption and eliminate middlemen, all payments under the Fasal Bima Bihar scheme are made through the Direct Benefit Transfer (DBT) system. The approved financial assistance is credited directly into the bank account linked with the farmer's Aadhaar card and cooperative registration. Check the notified block list on the cooperative portal before registering. Check the notified block list on the cooperative portal before registering.

Farmers receive real-time SMS alerts when the payment is initiated and when it is successfully credited to their account. Using DBT ensures that the full assistance amount reaches the farmer without any deductions, providing immediate relief during financial distress caused by crop failure. DBT registration on the agriculture portal is a prerequisite for BRFSY. DBT registration on the agriculture portal is a prerequisite for BRFSY.

Cut-off dates and timelines for registration

BRFSY has strict cut-off dates for registration each season. For Kharif crops, the registration window is open from June to July thirty-first, while for Rabi crops, the deadline is usually January thirty-first. These deadlines line up with the sowing cycles of the respective crops in Bihar. Upload scanned copies of Aadhaar, bank passbook, and land records. Ensure all scanned documents are clear and readable to prevent verification delays on the government cooperative portal. Upload scanned copies of Aadhaar, bank passbook, and land records. Ensure all scanned documents are clear and readable to prevent verification delays on the government cooperative portal.

The portal stops accepting applications after the cut-off date. Farmers are advised to register early to avoid last-minute technical glitches on the website. Keep in touch with your local Panchayat Coordinator or check the cooperative department portal to get regular updates on registration dates. Non-ryot farmers must get their declarations attested by local ward members. Non-ryot farmers must get their declarations attested by local ward members.

Important self-declaration guidelines

The self-declaration form is a critical document in the application process, where the farmer declares the exact crop and area sown. For non-ryot farmers, this form must be attested by a local public official. Providing incorrect information on the self-declaration form can lead to application rejection. Online registration slips should be downloaded as proof of application. Online registration slips should be downloaded as proof of application.

If you grow multiple crops, declare each crop and its respective area clearly. The details on the self-declaration form are verified by the local agriculture coordinator during field surveys. Ensure that your declaration matches the actual crop standing in your field to avoid any verification issues. Crop cutting experiments are conducted in each panchayat at harvest time. These experiments are supervised closely by agriculture coordinators to ensure accurate yield calculations. Crop cutting experiments are conducted in each panchayat at harvest time. These experiments are supervised closely by agriculture coordinators to ensure accurate yield calculations.

How to track your application status online

After submitting your application, you can track its status online. Log in to the cooperative portal using your registration details and click on 'Track Application'. The system will show whether your application is pending verification, approved by the block officer, or ready for payment disbursement. Actual yield data is compared with the threshold yield of the panchayat. Actual yield data is compared with the threshold yield of the panchayat.

If there are any errors or missing documents, the portal will show a query message. You can upload the corrected documents online to resume the processing of your application. Regular tracking helps you resolve issues quickly and ensures that your application is not rejected due to minor errors. Approved payments are sent directly to bank accounts linked with Aadhaar. Approved payments are sent directly to bank accounts linked with Aadhaar.

Helpline and support details for Fasal Bima Bihar

The Government of Bihar provides dedicated support channels for farmers using the cooperative portal. You can call the toll-free cooperative helpline number or contact the local block agriculture officer (BAO) or cooperative extension officer for assistance with online registration. DBT payments ensure transparency and prevent delays caused by middlemen. DBT payments ensure transparency and prevent delays caused by middlemen.

Many village panchayats have dedicated Common Service Centers (Vasudha Kendras) where operators can register farmers on the portal for a nominal fee. Utilizing these local resources helps ensure that your application is submitted correctly, reducing the risk of errors and securing crop assistance. This requires registering on the cooperative portal before cut-off dates. This requires registering on the cooperative portal before cut-off dates.

Frequently asked questions

What is Fasal Bima Bihar?

It refers to the Bihar Rajya Fasal Sahayata Yojana (BRFSY), a government crop assistance scheme that replaced PMFBY in Bihar.

Do farmers need to pay a premium for BRFSY?

No, the scheme is completely free for all farmers in Bihar, requiring zero premium payments.

How much financial assistance is paid for crop loss?

Farmers receive 7,500 rupees per hectare for losses up to 20 percent, and 10,000 rupees per hectare for losses above 20 percent.

What is the maximum land limit for BRFSY assistance?

Financial assistance is capped at a maximum of two hectares per farmer.

Can tenant farmers apply for Fasal Bima Bihar?

Yes, non-ryot (tenant/sharecropping) farmers can apply by uploading a verified self-declaration form.

How do I register for Bihar Rajya Fasal Sahayata Yojana?

Register online on the Cooperative Department portal of Bihar using your DBT agriculture registration number.

What documents are required for ryot (landowner) farmers?

You need an Aadhaar card, bank passbook, land possession certificate (LPC) or land receipt, and a self-declaration form.

What documents are required for non-ryot (tenant) farmers?

Aadhaar card, bank passbook, and a self-declaration form attested by a Ward Member or Panchayat Coordinator.

How is crop damage verified in Bihar?

Yield loss is verified through Crop Cutting Experiments conducted at harvest time in each notified panchayat.

What are the notified crops in Kharif season?

Major notified crops are paddy (dhan) and maize (makka).

What are the notified crops in Rabi season?

Notified crops include wheat (gehun), maize, mustard, gram, and lentil.

How is the assistance money paid?

The amount is directly credited to the linked bank account of the farmer via Direct Benefit Transfer.

What is the registration deadline for Kharif crops?

The cut-off date for Kharif crop registration is usually July 31st each year.

How do I track my BRFSY application status?

Log in to the Bihar Cooperative portal and check the application status using your registration details.

Where can I get help for online registration?

Visit the nearest Common Service Center (Vasudha Kendra) or contact your local Block Agriculture Officer.