Private Commercial BankRBI Priority Sector Lending
HDFC Bank Sampoorna Agri Gold Loan
एचडीएफसी बैंक संपूर्ण कृषि गोल्ड लोन — Agricultural Gold Loan Dossier
HDFC Bank Sampoorna Agri Gold Loan combines digital agility with competitive interest rates under Priority Sector Lending for progressive agricultural producers.
Concessional Rate7.9% p.a.PSL Subsidized
Maximum LTV75%Of market gold value
Max LimitUp to ₹50,00,000Per farmer borrower
Disbursement15 to 30 minutes with digital KYCRapid counter release
Official HDFC Agri Gold Customer Care:Toll-Free Helpline: 1800-202-6161
Key Agricultural Lending Advantages
Fastest private bank processing with minimal counter wait times.
Agri Overdraft facility lets farmers draw and repay multiple times in a season.
Doorstep loan service available in select rural clusters.
Harvest-Aligned Repayment Modes
Option 1
Bullet Repayment
Option 2
Monthly Interest Servicing
Option 3
Overdraft Limit
Mandatory Agricultural Documentation
Carry these simple documents to your nearest branch to secure the 7% concessional Priority Sector Lending rate:
1KYC documents (Aadhaar & PAN)
2Proof of agriculture land ownership or agricultural income
3Gold ornaments for hallmarking verification
Scheme Specifications
Interest Rate:7.90% to 8.50% p.a. (Special PSL Rates)
Max Loan Amount:Up to ₹50,00,000
Max LTV:75%
Processing Fee:0.50% of loan amount
Tenure:12 Months
Compare Other Agri Gold Lenders
FAQ
Frequently Asked Questions on HDFC Agri Gold
HDFC Bank Sampoorna Agri Gold Loan offers a concessional interest rate of 7.90% to 8.50% p.a. (Special PSL Rates) for agricultural borrowers, provided basic agricultural land documents (7/12 extract, Khasra, or crop sowing certificate) are furnished.
Loans are typically sanctioned for a tenure of 12 months with flexible Bullet Repayment options, allowing the farmer to repay both the principal and accrued interest at one go after the harvest crop auction.
In accordance with RBI directions, HDFC Agri Gold sanctions up to 75% of the net market value of hallmarked 22K/24K gold jewelry, appraised electronically in the branch.
Tenant farmers, sharecroppers, and oral lessees can still qualify by submitting a self-undertaking of cultivation countersigned by the local Village Panchayat Sarpanch or Agriculture Assistant, or by enrolling under the bank's allied agri-credit category.