Specialized NBFCRBI Priority Sector Lending
Manappuram Finance Agri Gold Loan
मनापुरम फाइनेंस कृषि स्वर्ण ऋण — Agricultural Gold Loan Dossier
Manappuram Finance delivers instant rural gold loans with digital top-up capabilities, bridging urgent working capital gaps for farming families.
Concessional Rate8.75% p.a.PSL Subsidized
Maximum LTV75%Of market gold value
Max LimitUp to ₹1,50,00,000Per farmer borrower
DisbursementInstant 10-minute counter releaseRapid counter release
Official Manappuram Agri Gold Customer Care:Toll-Free Helpline: 1800-420-2233
Key Agricultural Lending Advantages
Quickest door-to-cash turnaround during harvest emergencies.
Online Gold Loan (OGL) platform enables repayment and re-pledge via mobile app.
High loan value per gram calibrated to daily MCX gold benchmark.
Harvest-Aligned Repayment Modes
Option 1
Monthly Interest with Principal at Maturity
Option 2
One-Time Bullet Scheme
Mandatory Agricultural Documentation
Carry these simple documents to your nearest branch to secure the 7% concessional Priority Sector Lending rate:
1Official valid ID (Aadhaar / Voter ID)
2Basic agricultural purpose undertaking
Scheme Specifications
Interest Rate:8.75% to 9.90% p.a.
Max Loan Amount:Up to ₹1,50,00,000
Max LTV:75%
Processing Fee:Nominal documentation fee
Tenure:12 Months
Compare Other Agri Gold Lenders
FAQ
Frequently Asked Questions on Manappuram Agri Gold
Manappuram Finance Agri Gold Loan offers a concessional interest rate of 8.75% to 9.90% p.a. for agricultural borrowers, provided basic agricultural land documents (7/12 extract, Khasra, or crop sowing certificate) are furnished.
Loans are typically sanctioned for a tenure of 12 months with flexible Bullet Repayment options, allowing the farmer to repay both the principal and accrued interest at one go after the harvest crop auction.
In accordance with RBI directions, Manappuram Agri Gold sanctions up to 75% of the net market value of hallmarked 22K/24K gold jewelry, appraised electronically in the branch.
Tenant farmers, sharecroppers, and oral lessees can still qualify by submitting a self-undertaking of cultivation countersigned by the local Village Panchayat Sarpanch or Agriculture Assistant, or by enrolling under the bank's allied agri-credit category.