Pashu Kisan Credit Card₹1.60 Lakh Collateral-Free
Commercial Goat & Sheep Rearing (10+1 / 20+1 Unit)
बकरी व मेंढी पालन (१०+१ / २०+१ युनिट) — Animal Husbandry KCC Dossier
Pashu KCC for goat and sheep rearing provides affordable credit to maintain healthy herds, prevent distress kid sales, and capture high festive meat market premiums.
Scale of Finance₹42,000Per Unit of (10 Does + 1 Buck)
Subsidized Interest4.00% p.a.With prompt repayment
Collateral-Free Limit₹1.60 LakhNo land mortgage
Typical Holding1 to 5 units (10 to 50 animals)Smallholder scale
Recognized Breeds & Regional Varietals
Osmanabadi (Maharashtra)
Sirohi (Rajasthan)
Beetal (Punjab / Haryana)
Black Bengal (West Bengal / Bihar)
Barbari (UP)
Nellore Sheep (Andhra / Telangana)
Statutory Bank Guidelines & Animal Health Norms
1Scale of finance determined by District Level Technical Committee (DLTC) per unit of 10+1 animals.
2Covers stall-fed concentrates, mineral licks, PPR and Enterotoxaemia vaccination schedules.
3Ideal for small, marginal, and landless rural households in semi-arid drought belts.
Working Capital Expense Allocation Norms
The Pashu KCC scale of finance is scientifically calculated to cover the following operational costs:
60%Cattle Feed & FodderConcentrates & Silage
24%Veterinary & VaccinesMedicines & AI fees
16%Labor & InsuranceWater & Shed hygiene
Livestock Credit Calculator
Scale of Finance:₹42,000
Interest Rate:4.00% p.a.
Collateral-Free:Up to ₹1,60,000
Government Subsidy:3% Prompt Incentive
Other Livestock Categories
FAQ
Frequently Asked Questions for Small Ruminants (Goat & Sheep)
Under District Level Technical Committee (DLTC) guidelines, the approved working capital scale of finance is ₹42,000 Per Unit of (10 Does + 1 Buck). This covers concentrated feed, dry fodder, mineral mixture, veterinary vaccinations, and cattle insurance premiums.
No! Pashu KCC provides up to ₹1,60,000 completely collateral-free. You do not need to mortgage agricultural land. Landless farmers, tenant milk producers, and women dairy members are 100% eligible.
The base interest rate is 7.00% p.a. The Government of India provides a 3.00% Prompt Repayment Incentive (PRI) for borrowers who service interest timely, bringing the net effective interest down to just 4.00% p.a.
Yes, each animal must be tagged with an official 12-digit RFID/barcode ear tag registered on the Bharat Pashudhan (INAPH) portal by the local Government Veterinary Hospital or Milk Union technician.