Revenue Records Guide
Khasra, Khatauni & Jamabandi Explained
Understand how land ownership, survey plot numbers, and crop entries are recorded in Indian land administration. Learn how to retrieve your records and calculate bank credit limits.
Side-by-Side Comparison: Khasra vs. Khatauni
| Feature | Khasra (खसरा) | Khatauni (खतौनी) |
|---|---|---|
| Primary Purpose | Survey plot field book and crop inspection ledger | Official Record of Rights (RoR) and ownership register |
| What It Identifies | A specific physical plot of land (Gata / Survey No.) | All land holdings owned by an individual or family |
| Information Contained | Plot boundaries, area, soil classification, trees, well/irrigation, and seasonal crops | Owner names, father's name, village, land share, bank mortgage loans |
| Required For | Crop insurance claims (PMFBY), boundary dispute resolution | Kisan Credit Card (KCC) loans, PM-Kisan Land Seeding, land sale/registration |
Land Records to Credit EngineBased on NABARD / SLBC Scale of Finance Norms
Bhulekh Land Area to KCC Loan Estimator
Convert your local land units (Bigha, Guntha, Kanal, Cent) and instantly calculate the maximum Kisan Credit Card (KCC) loan limit you can unlock at 4% subsidized interest rate.
As written on your Khasra, Khatauni, or 7/12 extract.
= 3.13 Standard Acres (1.26 Hectares)
NABARD Scale of Finance per season.
Estimated Maximum Loan Eligibility
₹ 3,43,750 /-
Eligible under Kisan Credit Card (KCC) for 3.13 Acres under Sugarcane (गन्ना / ऊस) cultivation.
Net Interest: 4% (with 3% Gov Incentive)Simple Land Hypothecation Required
Annual Interest Savings
₹ 27,500 /year
Compared to private moneylenders (12%-24%), KCC at 4% saves you thousands in financing costs.
Annual interest at 4%:₹13,750
Frequently Asked Questions on Land Records
A Khasra is a legal revenue record that details a specific agricultural plot or field. It records the survey number, plot area in hectares or bigha, soil quality, crop cultivated in Kharif/Rabi, and source of irrigation.
Khatauni is an ownership register that records all land parcels owned by a cultivator or family within a revenue village. It details their respective ownership shares, mortgaged loans, and bank hypothecations.
Yes! A farmer can own multiple plots (Khasras) scattered across a village, and all of these Khasras are listed together under their single Khatauni account.
Visit your state Bhulekh portal, choose your District, Tehsil, and Village, and use the "Search by Landowner Name" (खातेदार के नाम द्वारा खोजें) feature. You will see a list of all Khasra plots registered in your name.