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Cluster: MH-Cluster-01Maharashtra₹1 Scheme Active

Pune PMFBY Crop Insurance & 72-Hr Claim Desk

पुणे — District Agriculture Loss Assessment & Panchnama Portal

Official guide for cultivators in Pune district (Maharashtra). Check notified Kharif and Rabi crops, sum insured per acre, implementing underwriter contacts, and localized 72-hour disaster intimation rules.

Local Cluster Notification: Under Maharashtra government notification, farmers pay strictly ₹1 token premium per application. The state government finances 100% of the remaining farmer share.
Designated Implementing Underwriter for Pune:Agriculture Insurance Company of India (AIC) (Toll-Free: 1800-116-515)

Notified Crops in Pune & Sum Insured

Sum insured figures are benchmarked to local District Level Technical Committee (DLTC) scales of finance:

Crop NameSeasonSum Insured / AcreFarmer PremiumIndemnity Level
Paddy / Rice (धान / चावल)Kharif₹34,000₹1 Token90%
Soybean (सोयाबीन)Kharif₹28,000₹1 Token80%
Wheat (गेहूं)Rabi₹32,000₹1 Token90%
Gram / Bengal Gram (चना)Rabi₹23,000₹1 Token80%
Sugarcane (गन्ना)Annual / Horticultural₹60,000₹1 Token90%
Onion (प्याज़ / कांदा)Annual / Horticultural₹48,000₹1 Token80%

Localized Disaster Intimation Protocol for Pune

1. Mandatory 72-Hour Reporting Window:

In the event of localized calamities such as hailstorm, unseasonal continuous cloudburst, inundation (field submergence), or post-harvest rains impacting cut produce within 14 days, you must report the loss within 72 hours.

2. Joint Inspection Panchnama Team:

The loss assessment in Pune is conducted jointly by the designated loss surveyor from Agriculture Insurance Company of India (AIC), the local Revenue Patwari / Talathi, and the Krishi Sahayak (Agriculture Assistant).

3. Payout Calculation & Direct DBT:

Once certified by the joint inspection committee, claim compensation is calculated directly as: Assessed Loss % × Sum Insured, and disbursed via Direct Benefit Transfer (DBT) directly into the farmer's Aadhaar-seeded bank account.

Local Agriculture Desks

Assigned Insurer:Agriculture Insurance Company of India (AIC)
Insurer Toll-Free Helpline:1800-116-515
District Agriculture Helpline:020-26123456
Krishi Vigyan Kendra (KVK):KVK Narayangaon & KVK Baramati

FAQ

Frequently Asked Questions for Pune

For Pune under MH-Cluster-01, the designated implementing crop insurance company is Agriculture Insurance Company of India (AIC). You can lodge localized crop loss intimations via their toll-free helpline at 1800-116-515.

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