Skip to content
KisanPe
Cluster: UP-Cluster-03Uttar Pradesh

Varanasi PMFBY Crop Insurance & 72-Hr Claim Desk

वाराणसी — District Agriculture Loss Assessment & Panchnama Portal

Official guide for cultivators in Varanasi district (Uttar Pradesh). Check notified Kharif and Rabi crops, sum insured per acre, implementing underwriter contacts, and localized 72-hour disaster intimation rules.

Local Cluster Notification: Eastern UP intensive paddy-wheat cropping system with vegetable intercropping.
Designated Implementing Underwriter for Varanasi:Agriculture Insurance Company of India (AIC) (Toll-Free: 1800-116-515)

Notified Crops in Varanasi & Sum Insured

Sum insured figures are benchmarked to local District Level Technical Committee (DLTC) scales of finance:

Crop NameSeasonSum Insured / AcreFarmer PremiumIndemnity Level
Paddy / Rice (धान / चावल)Kharif₹34,0002% (₹680)90%
Wheat (गेहूं)Rabi₹32,0001.5% (₹480)90%
Mustard / Rapeseed (सरसों)Rabi₹24,0001.5% (₹360)80%
Gram / Bengal Gram (चना)Rabi₹23,0001.5% (₹345)80%
Tomato (टमाटर)Annual / Horticultural₹50,0005% (₹2,500)80%

Localized Disaster Intimation Protocol for Varanasi

1. Mandatory 72-Hour Reporting Window:

In the event of localized calamities such as hailstorm, unseasonal continuous cloudburst, inundation (field submergence), or post-harvest rains impacting cut produce within 14 days, you must report the loss within 72 hours.

2. Joint Inspection Panchnama Team:

The loss assessment in Varanasi is conducted jointly by the designated loss surveyor from Agriculture Insurance Company of India (AIC), the local Revenue Patwari / Talathi, and the Krishi Sahayak (Agriculture Assistant).

3. Payout Calculation & Direct DBT:

Once certified by the joint inspection committee, claim compensation is calculated directly as: Assessed Loss % × Sum Insured, and disbursed via Direct Benefit Transfer (DBT) directly into the farmer's Aadhaar-seeded bank account.

Local Agriculture Desks

Assigned Insurer:Agriculture Insurance Company of India (AIC)
Insurer Toll-Free Helpline:1800-116-515
District Agriculture Helpline:0542-2501234
Krishi Vigyan Kendra (KVK):KVK Kallipur Varanasi

Other Districts in Uttar Pradesh

FAQ

Frequently Asked Questions for Varanasi

For Varanasi under UP-Cluster-03, the designated implementing crop insurance company is Agriculture Insurance Company of India (AIC). You can lodge localized crop loss intimations via their toll-free helpline at 1800-116-515.

Download KisanPe App