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Project Reports & Loans⏱️ 9 min read•Verified by Ministry of Fisheries, Animal Husbandry & Dairying Financial Advisor & KisanPe Editorial

AHIDF Scheme: 3% Interest Subvention & 90% Bank Loan for Dairy Processing & Fodder Plants

AHIDF योजना: 3% ब्याज छूट और डेयरी प्रसंस्करण व चारा संयंत्रों के लिए 90% बैंक ऋण

Executive Summary & Operational Context

The Animal Husbandry Infrastructure Development Fund (AHIDF) is a ₹15,000 Crore special infrastructure initiative providing up to 90% bank loan financing, a 3% annual interest subvention, and credit guarantee cover for establishing dairy processing plants, Bulk Milk Coolers (BMCs), TMR feed plants, and commercial breed multiplication units.

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Field Master Rule

Borrowers receive a direct 3% interest subvention for up to 8 years plus a 2-year initial principal repayment holiday (moratorium).

Bank Loan Share
Up to 90% Financing
10% to 15% borrower equity
Interest Subvention
3.0% per annum
Directly credited for 8 years
Loan Moratorium
Up to 2 Years
Zero principal repayment during setup
Repayment Period
Up to 8–10 Years
Flexible commercial loan tenor

Eligible Activities Under AHIDF

1. Dairy Processing & Value Addition: Milk chilling centers (BMCs), milk pouch packaging lines, cheese, paneer, and ice-cream processing units; 2. Animal Feed Infrastructure: Total Mixed Ration (TMR) block plants, bypass protein/fat manufacturing units, commercial silage making and baling units, and mineral mixture production facilities; 3. Breed Improvement Farms: Modern mechanized breeding centers.

Actionable Implementation Checklist

How to Implement on Your Dairy Farm

1

Apply on the AHIDF Udyami Mitra Portal

Submit detailed business plan on the national single-window portal (ahidf.udyamimitra.in).

2

Select Lending Bank from Portal List

Choose from participating scheduled commercial banks (SBI, BoB, HDFC, ICICI, PNB, NABARD).

3

Claim Credit Guarantee under CGTMSE

Eligible MSME projects receive up to 25% credit guarantee coverage through NABARD's Credit Guarantee Fund Trust.

Breed Profiles & Milk Metrics

Recommended Breeds for this System

View All Breeds →
Continuous Learning

Related Dairy Guides in Project Reports & Loans

Browse All Guides →

FAQ

Frequently Asked Questions: AHIDF Scheme: 3% Interest Subvention & 90% Bank Loan for Dairy Processing & Fodder Plants

Individual entrepreneurs, private limited companies, Farmer Producer Organizations (FPOs), Section 8 companies, micro/small/medium enterprises (MSMEs), and dairy cooperatives are eligible.

Need a Custom TMR Feed or Bank Loan Calculation?

Use our interactive ICAR-NDRI Total Mixed Ration calculator or explore Pashu KCC loan scales for all 73 Indian livestock breeds.

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