Core scheme objectives and structure
- Financial asset creation: The state government deposits a designated sum in the name of the newborn girl child in a recognized financial institution.
- Maturity payout: The accumulated deposit with interest matures when the girl child completes 18 years of age, providing funds for higher education or self-employment.
- Health insurance coverage: Provides annual health insurance coverage for the enrolled girl child to cover medical hospitalizations.
- Education incentives: Annual scholarships provided as the child progresses through primary, secondary, and higher secondary school.
Eligibility conditions for Karnataka families
The scheme is open to girl children born in families holding an active Below Poverty Line (BPL) ration card in Karnataka. The birth must be registered with the local municipal or panchayat birth registrar within one year. Benefits are limited to up to two girl children per eligible family, and the beneficiary must complete Class 10 without marrying before 18 years of age.
Application process and documentation
- Parents apply through their local Anganwadi worker or Child Development Project Officer (CDPO).
- Documents: Official birth certificate of the girl child, BPL ration card, parent's Aadhaar cards, bank account details, and immunization card.
- Enrollment details can be tracked through the Department of Women and Child Development, Government of Karnataka.
Official source
Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.
Department of Women and Child Development (Govt of Karnataka) ↗Related on KisanPe
Common questions
What is the primary objective of Karnataka's Bhagyalakshmi Scheme?
To uplift the socio-economic status of girl children in BPL families, promote female education, and eradicate child marriage.
What is the maximum number of girl children eligible per family?
A maximum of two girl children per BPL household are eligible to enroll under the scheme.
At what age does the Bhagyalakshmi maturity amount become available?
The deposit matures when the girl child attains 18 years of age, provided she has not married and has completed at least Class 10 education.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
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