Key benefits provided under BMSSY
BMSSY provides comprehensive protection to unorganised manual labourers, transport crew, and construction workers against life risks and economic shocks.
- Provident fund benefit: State government contributes the full monthly amount, with interest credited annually until the worker attains 60 years of age.
- Accidental death and disability coverage: Financial compensation sanctioned for accidental death, total permanent disablement, or loss of limbs.
- Health and hospitalization assistance: Coverage for medical expenses and loss of daily wages during extended hospital treatment.
- Education assistance: Grants for dependent children pursuing higher secondary, vocational, technical, or university education.
Eligibility conditions and covered worker categories
The scheme covers self-employed and wage-earning workers in notified unorganised occupations across West Bengal.
- Permanent resident of West Bengal aged between 18 and 60 years.
- Employed in recognised unorganised industries, transport trades, or construction work.
- Family income must not exceed the income threshold notified by the state labour department.
- Applicant must not be a member of any statutory pension, provident fund, or institutional social security system.
Online application and Samajik Mukti Card
Workers can apply online through the official BMSSY portal (bmssy.wblabour.gov.in) or by visiting local municipal and block development offices or state outreach camps. Approved beneficiaries receive a unique Samajik Mukti Card and a biometric identification number to track welfare claims and annual account balances.
Official source
Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.
Labour Department (Govt of West Bengal) ↗Related on KisanPe
Common questions
Do workers need to pay any monthly contribution under BMSSY?
No, under Bina Mulya Samajik Suraksha Yojana, the entire monthly contribution is fully funded by the Government of West Bengal.
What is the Samajik Mukti Card?
It is an official smart card issued to registered unorganised workers containing their unique beneficiary registration number for accessing BMSSY benefits.
Where can workers apply for BMSSY in West Bengal?
Workers can register online on the BMSSY portal or submit physical forms at local BDO offices, municipality desks, or Duare Sarkar camps.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
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