Core pillars and institutional architecture
- Universal social mobilization: Organizes at least one woman from every vulnerable rural household into affinity-based Self-Help Groups (SHGs).
- Federation building: Aggregates SHGs into Village Organizations (VOs) and Cluster Level Federations (CLFs) to build community leadership.
- Financial inclusion: Connects community institutions directly with formal commercial banks, regional rural banks, and cooperative institutions.
Financial assistance and credit mechanisms
- Revolving Fund (RF): Initial financial catalyst provided to newly formed SHGs with regular savings habits to meet immediate consumption and credit needs.
- Community Investment Support Fund (CIF): Grants channeled through federations to finance income-generating activities and small micro-enterprises.
- Interest subvention: Central and state interest subvention ensures women SHGs access bank loans at subsidized annual interest rates.
- Lakhpati Didi initiative: Dedicated focus on enabling rural SHG women to achieve sustainable annual household incomes exceeding target benchmarks.
Livelihood promotion in farm and non-farm sectors
- Mahila Kisan Sashaktikaran Pariyojana (MKSP): Promotes sustainable agriculture, agro-ecological practices, and indigenous livestock rearing.
- Custom hiring centers and producer groups: Enables SHGs to operate farm machinery hubs, village seed banks, and local vegetable collection centers.
- Non-farm enterprises: Facilitates handloom weaving, food processing, rural retail stores, and handicraft production with formal market linkages.
Official source
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Deendayal Antyodaya Yojana - NRLM ↗Related on KisanPe
Common questions
What is the full form of DAY-NRLM?
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission.
Who is the primary focus of DAY-NRLM?
Economically vulnerable rural women mobilized into Self-Help Groups (SHGs).
What is the Lakhpati Didi initiative under DAY-NRLM?
It is a government initiative empowering women SHG members to earn sustainable annual incomes through micro-enterprises.
Which ministry implements DAY-NRLM?
The Ministry of Rural Development, Government of India, in coordination with State Rural Livelihoods Missions.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
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