Scope and Universal State Health Coverage
Atal Ayushman Uttarakhand Yojana is a pioneer universal healthcare program administered by the State Health Agency (SHA) Uttarakhand. Unlike national schemes restricted solely to SECC-listed households, Uttarakhand expanded coverage to all permanent resident families across the state.
Golden Card holders can receive cashless treatment for major illnesses, surgical interventions, and intensive care up to the statutory annual coverage ceiling per family on a floater basis.
- Universal Resident Entitlement: Covers all bona fide resident households holding valid Uttarakhand NFSA or state ration cards.
- Empanelled Hospital Network: Empanels government medical colleges (AIIMS Rishikesh, Doon Medical College), district hospitals, and accredited private specialty clinics.
- Cashless Secondary & Tertiary Care: Encompasses over 1,500 medical and surgical treatment packages without upfront out-of-pocket payment.
Separate Streams for General Residents and Government Employees
The Uttarakhand State Health Agency operates two distinct Golden Card streams: one for the general resident public and another dedicated to state government employees and pensioners (SGHS).
While general resident families receive annual family-floater hospitalization protection, state government pensioners and serving personnel receive unlimited cashless reimbursement coverage under employee health rules.
- General Citizen Stream: Beneficiaries register using family ration cards and Aadhaar credentials.
- State Employee Stream: Government employees and pensioners enroll using employee codes and PPO documentation for cashless healthcare access.
- Portability Across India: Cards are usable across empanelled PM-JAY hospitals nationwide for specialized emergency treatments.
Online Card Generation and Hospital Workflow
Residents can generate their Uttarakhand Golden Card online through the Ayushman Bharat BIS portal or in person at Common Service Centers (CSCs) and Arogya Mitra desks in district civil hospitals. Aadhaar e-KYC verification is mandatory for every family member.
Upon hospital admission, presenting the Golden Card triggers biometric verification at the Arogya Mitra kiosk. The hospital processes digital pre-authorization, conducts medical treatment, and settles bills directly with the State Health Agency.
- Required Documents: State ration card, Aadhaar card for all family members, and active mobile number for OTP verification.
- Zero Cash Deposit: Empanelled hospitals cannot demand admission fees or medication costs for approved package procedures.
- Arogya Mitra Helpdesk: Dedicated facilitators stationed at every empanelled hospital guide patients through admission and discharge.
Official source
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State Health Agency (SHA), Uttarakhand ↗Related on KisanPe
Common questions
Who is eligible for an Ayushman Golden Card in Uttarakhand?
All permanent resident families of Uttarakhand holding a valid state ration card or NFSA card are eligible under Atal Ayushman Uttarakhand Yojana.
Where can residents get their Uttarakhand Golden Card made?
Cards can be created at local Common Service Centers (CSCs), government district hospitals, medical colleges, or online via the official PM-JAY portal.
Can the Uttarakhand Golden Card be used outside Uttarakhand?
Yes, because the scheme is converged with AB-PMJAY, the card is portable and accepted at empanelled network hospitals across all Indian states.
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