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Government Schemes & Subsidies

Gruha Lakshmi Yojana Karnataka: Eligibility and Status

Gruha Lakshmi Yojana is a social security welfare scheme launched by the Government of Karnataka to empower rural and urban women heads of households. Under this initiative, the state transfers a monthly financial assistance directly into the Aadhaar-seeded bank account of the designated woman head of every eligible family.

Last reviewed: 10 November 2026

Scheme objectives and monthly assistance

  • Direct Benefit Transfer: Monthly cash assistance credited directly to eligible women to support household expenses and livelihood security.
  • Target beneficiary: The woman identified as the head of the family in official public distribution records.
  • Universal rural reach: Covers eligible households across Karnataka without caste or religious discrimination.

Eligibility criteria and key exclusions

To qualify, the woman applicant must be officially listed as the head of the family on Antyodaya, BPL (Below Poverty Line), or APL (Above Poverty Line) ration cards. The applicant woman or her husband must not be an income-tax payer or a registered GST filer, and government employees are excluded from the scheme.

Application process via Seva Sindhu

Eligible women can submit their application through Karnataka One, Grama One, Bangalore One centers, or the Seva Sindhu portal. Required documents include the family ration card, Aadhaar card of the applicant and husband, and an active bank passbook seeded with NPCI for DBT.

Official source

Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.

Department of Women and Child Development, Karnataka ↗

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Common questions

Who is eligible to apply for Gruha Lakshmi in Karnataka?

The woman registered as the head of the family in valid Antyodaya, BPL, or APL ration cards of Karnataka is eligible.

Can income tax paying families receive Gruha Lakshmi benefits?

No, families where the woman applicant or her husband pays income tax or files GST returns are excluded.

Where can beneficiaries apply for the scheme?

Applications are accepted through Seva Sindhu, Grama One, Karnataka One, and Bangalore One citizen service centers.

General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.

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