Scheme objectives and operational design
- Reducing mortality: Designed to reduce maternal and neonatal mortality rates by replacing unhygienic home births with institutional deliveries.
- Cash assistance: Financial aid transferred via DBT to eligible mothers to assist with post-delivery nutrition and healthcare.
- ASHA worker incentive: Accredited Social Health Activists (ASHA) receive financial incentives for tracking pregnant women, facilitating antenatal checkups, and escorting mothers to hospitals.
- Free transport: Integrated with national ambulance services for emergency transport from home to hospital.
Differential assistance by state category
JSY categorizes states into Low Performing States (LPS)—including Bihar, Uttar Pradesh, Madhya Pradesh, Rajasthan, Odisha, and Assam—and High Performing States (HPS). In LPS states, all pregnant women delivering in government health centers receive cash assistance irrespective of age or number of children, whereas HPS states focus assistance primarily on BPL and SC/ST mothers.
Registration and cash disbursement
Pregnant mothers must register with their local ASHA or Auxiliary Nurse Midwife (ANM) during early pregnancy to receive a Mother and Child Protection (MCP) card. Cash benefits are credited directly into the mother's Aadhaar-linked bank account upon delivery.
Official source
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Common questions
What is the primary objective of Janani Suraksha Yojana?
To reduce maternal and neonatal mortality by encouraging pregnant women to give birth in institutional healthcare facilities.
What is the role of an ASHA worker under JSY?
ASHA workers register pregnancies, coordinate antenatal checkups, arrange ambulance transport, and assist mothers during hospital delivery.
How is the JSY financial benefit paid to the mother?
Assistance is disbursed directly into the mother's bank account via Direct Benefit Transfer (DBT) following institutional delivery.
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