Objectives and financial benefits
- Interest-free working capital loan: Initial loan provided without collateral to restart or expand micro-enterprises.
- Full interest subvention: The entire interest burden is borne by the Madhya Pradesh state government as a subsidy.
- Digital incentive: Timely repayment unlocks eligibility for higher subsequent loan tranches.
- Doorstep banking: Collaboration with public sector banks, regional rural banks, and cooperative banks for swift sanction.
Eligibility criteria and documents
Applicants must be permanent rural residents of Madhya Pradesh between 18 and 55 years of age engaged in street vending, artisan work, or small repair trades in panchayat areas. Applicants require an active Samagra Social Security ID, Aadhaar card, bank passbook, and a mobile number linked with Aadhaar.
Application and verification process
Rural workers apply online through the Kamgar Setu portal or via village panchayat kiosks. The submitted application is verified by the local Gram Panchayat Secretary and Chief Executive Officer (CEO) of Janpad Panchayat before being forwarded electronically to the designated bank branch for disbursement.
Official source
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Panchayat & Rural Development Department, MP ↗Related on KisanPe
Common questions
What is the purpose of the Kamgar Setu portal?
It registers rural street vendors in Madhya Pradesh to provide interest-free working capital loans under the Chief Minister Rural Street Vendor Scheme.
Is collateral required for loans through Kamgar Setu?
No, the working capital credit is provided collateral-free, and the state government covers the entire interest cost.
What documents are required to apply on Kamgar Setu?
Applicants need their Samagra ID, Aadhaar card, Aadhaar-linked active bank account passbook, and mobile number.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
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