Objectives and Institutional Scope
Launched by the Health and Family Welfare Department of Gujarat, the MAA Yojana was designed to protect below-poverty-line (BPL) and lower-middle-class households from catastrophic healthcare expenditures.
The program covers major surgical procedures, cancer treatments, cardiovascular surgeries, neurosurgery, burns, and poly-trauma across empanelled government medical colleges and accredited private specialty trust hospitals.
- Cashless Secondary & Tertiary Care: Covers surgical interventions, ICU management, diagnostic testing, and post-discharge medicines.
- Empanelled Network Hospitals: Valid across leading government hospitals, medical colleges, and accredited private specialty centers.
- Family Floater Basis: Total medical entitlement is shared flexibly among all verified family members registered on the card.
Convergence with Ayushman Bharat PM-JAY
Under state-national convergence guidelines, MAA cards have been unified under the PM-JAY Ayushman Golden Card platform. Existing beneficiaries receive co-branded PMJAY-MA cards, enabling cashless treatment nationwide across empanelled facilities.
The convergence expanded beneficiary criteria to include accredited rural journalists, fixed-pay Class-3 and Class-4 government staff, and construction workers registered with the state welfare board.
- Nationwide Portability: Converged cards are accepted at all empanelled PM-JAY network hospitals across India.
- Income Ceiling Verification: MA Vatsalya covers families whose annual income falls within state-mandated ceilings certified by a Mamlatdar.
- Expanded Beneficiary Base: Covers rural laborers, small farmers, and vulnerable low-income households.
Card Generation and Hospital Treatment Workflow
Beneficiaries can enroll or update their MAA cards at designated civic centers, e-Gram kiosks in Gram Panchayats, or district civil hospitals. Biometric verification with Aadhaar is mandatory for all household members.
Upon arriving at an empanelled hospital, beneficiaries approach the dedicated Arogya Mitra desk. The helpdesk verifies identity through the digital health portal, coordinates cashless pre-authorization, and guides treatment without requiring out-of-pocket deposits.
- Required Documentation: Family ration card, Aadhaar cards of all members, and income certificate (for MA Vatsalya).
- Zero Cash Deposit: Empanelled hospitals are strictly barred from collecting admission charges or deposits for covered procedures.
- Post-Discharge Medication: Includes prescribed follow-up medicines and travel allowances according to scheme operating guidelines.
Official source
Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.
Health & Family Welfare Department, Government of Gujarat ↗Related on KisanPe
Common questions
What is the difference between MAA Card and MA Vatsalya Card?
MAA Card was originally designed for Below Poverty Line (BPL) families, while MA Vatsalya covers lower-middle-class families with incomes within state-notified limits.
Has MAA Yojana been merged with Ayushman Bharat?
Yes, MAA Yojana is converged with Ayushman Bharat PM-JAY, issuing unified co-branded PMJAY-MA cards with nationwide portability.
Where can residents register for MAA card updates in Gujarat?
Registration and biometric updates can be completed at local e-Gram centers, Taluka Mamlatdar offices, civic centers, and Arogya Mitra kiosks at government hospitals.
General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.
More Government Schemes & Subsidies guides
Ask Sakhi AI in your language, check live mandi prices or plan a loan with KisanPe tools.