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Government Schemes & Subsidies

MJPJAY Maharashtra: Health Cover, Eligibility & Hospital List

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is the flagship cashless health insurance scheme implemented by the Government of Maharashtra. Operating in convergence with Ayushman Bharat PM-JAY, it provides cashless hospitalization and surgical care for identified secondary and tertiary ailments through a network of empanelled government and private hospitals.

Last reviewed: 10 November 2026

Coverage benefits and medical procedures

The program protects vulnerable households from catastrophic healthcare expenditures.

Key coverage highlights include:

  • Cashless coverage for approved surgical, diagnostic, and medical treatments across diverse specialties.
  • Specialized care in cardiology, oncology, nephrology, neurosurgery, polytrauma, and burns.
  • Pre-existing illnesses and conditions are covered from day one of enrollment.
  • Includes room charges, doctor consultations, medicines, diagnostics, and post-discharge follow-up care.

Eligibility and valid documentation

MJPJAY covers identified socio-economic groups across Maharashtra.

Eligible documents and groups:

  • Yellow, Orange, and Antyodaya Anna Yojana (AAY) ration cardholders.
  • Farmers from identified drought-affected agricultural districts possessing white ration cards and 7/12 land records.
  • Verified inmates of government orphanages, ashram schools, and registered senior citizens' homes.
  • Aadhaar card or government photo identity card required for biometric desk verification.

How to access cashless hospital treatment

Patients visit the dedicated Arogyamitra helpdesk located at any empanelled government or private network hospital. The Arogyamitra verifies eligibility credentials, coordinates electronic pre-authorization with the State Health Assurance Society (SHAS), and facilitates completely paperless admission and treatment.

Official source

Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.

State Health Assurance Society, Govt of Maharashtra ↗

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Common questions

What is MJPJAY in Maharashtra?

It is the Mahatma Jyotirao Phule Jan Arogya Yojana, a state cashless health insurance scheme covering secondary and tertiary hospital treatments.

Which documents are required for MJPJAY hospital admission?

A valid ration card (Yellow, Orange, or AAY) and Aadhaar card or government photo identity card.

Where can beneficiaries find the empanelled hospital list?

On the official scheme portal jeevandayee.gov.in under the Network Hospitals directory.

General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.

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