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Government Schemes & Subsidies

SHA Punjab (AB-MMSBY): Cashless Healthcare and Card

SHA Punjab stands for State Health Agency Punjab (sha.punjab.gov.in), the nodal agency established by the Department of Health and Family Welfare, Government of Punjab. It is responsible for implementing the Ayushman Bharat Mukh Mantri Sehat Bima Yojana (AB-MMSBY), providing cashless secondary and tertiary hospitalisation treatment to eligible families.

Last reviewed: 10 November 2026

Healthcare coverage and scheme scope

  • Cashless treatment: Empanelled government and private hospitals provide cashless secondary and tertiary healthcare coverage.
  • Cover per family: Comprehensive inpatient healthcare cover provided per eligible family per year on a family floater basis.
  • Pre-existing conditions: Pre-existing medical conditions are covered from day one of enrollment without waiting periods.
  • Wide network: Extensive network of empanelled hospitals across Punjab and neighboring states.

Eligibility categories in Punjab

The scheme covers NFSA ration card holder families, J-Form holding farmer families registered with the Punjab Mandi Board, registered construction workers, small traders registered with the excise department, and accredited journalists. Beneficiary identification is verified against official state databases.

E-card generation and hospital admission

Eligible beneficiaries can verify their name on sha.punjab.gov.in and generate an e-card using Aadhaar at Common Service Centres (CSCs) or hospital Ayushman Mitra desks. Presenting the card at empanelled hospital desks enables paperless, cashless admission.

Official source

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State Health Agency, Government of Punjab ↗

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Common questions

What is SHA Punjab?

State Health Agency Punjab is the governing agency managing Ayushman Bharat Mukh Mantri Sehat Bima Yojana in Punjab.

Are farmer families covered under SHA Punjab health schemes?

Yes, farmer families holding J-Forms registered with the Punjab Mandi Board are eligible for cashless healthcare coverage.

Where can citizens check eligibility for Sehat Bima Yojana?

Citizens can check their eligibility online at sha.punjab.gov.in using their Aadhaar or ration card number.

General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.

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