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Government Schemes & Subsidies

Women Welfare Schemes in India: Maternity, Credit & Safety

Women welfare schemes in India comprise central and state initiatives designed to promote female health, educational progression, entrepreneurial livelihoods, and social security. Guided by ministries like Women and Child Development and Rural Development, these schemes deliver direct benefit transfers, microfinance, and legal safety nets to empower women across rural and urban communities.

Last reviewed: 10 November 2026

Maternal health and nutrition programs

  • Pradhan Mantri Matru Vandana Yojana (PMMVY): Direct benefit cash incentives to pregnant and lactating mothers to compensate wage loss and ensure institutional health care.
  • Janani Suraksha Yojana (JSY): Promotes institutional delivery among poor pregnant women, reducing maternal and neo-natal mortality rates.
  • Saksham Anganwadi and Poshan 2.0: Strengthens nutritional support and early childhood development across rural communities.

Economic empowerment and self-employment initiatives

  • Lakhpati Didi under DAY-NRLM: Empowers women Self-Help Group (SHG) members to establish micro-enterprises and achieve sustainable annual household incomes.
  • Stand-Up India and Mudra Yojana: Provides collateral-free bank loans for women setting up greenfield manufacturing, service, or trading businesses.
  • Mahila Coir Yojana and Mahila Samridhi: Subsidized equipment and microcredit for women artisans, farmers, and backward-class entrepreneurs.

Safety, security, and digital portals

  • Mission Shakti (Sambal and Samarthya): Unified framework integrating One Stop Centres (Sakhi Centres), Women Helplines (181), and Beti Bachao Beti Padhao.
  • Sukanya Samriddhi Yojana (SSY): High-interest, tax-free savings accounts at post offices and banks dedicated to securing girl children's educational futures.
  • Applications and tracking are centralized on official government portals (wcd.nic.in, aajeevika.gov.in, and myscheme.gov.in).

Official source

Check the latest rules, benefits and forms here. KisanPe is an independent platform and is not a government website.

Ministry of Women and Child Development ↗

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Common questions

What is the primary objective of Mission Shakti?

Mission Shakti provides an integrated umbrella framework for women's safety, security, and socio-economic empowerment.

What is the 181 helpline number for women?

It is a 24/7 toll-free national emergency response and counseling helpline for women in distress.

How does DAY-NRLM empower rural women?

By organizing women into Self-Help Groups, providing revolving funds, and connecting them with bank credit and micro-enterprises.

Where can women check eligibility for government welfare schemes?

On the national welfare scheme discovery platform: myscheme.gov.in.

General guidance, not personal advice. For your farm, ask your local Krishi Vigyan Kendra or agriculture officer.

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