RBI Scheduled BankTenure: 5 Years (Annual Rollover)Waived as per RBI guidelines
Axis Krishi Loan KCC
Axis Bank
Axis Bank delivers private banking technology combined with statutory 4% KCC interest rates for progressive cultivators across India.
Effective Interest
4.00% p.a. (under Central Interest Subvention)
Base: 7.00% p.a.
Collateral-Free Limit
₹1,60,000 collateral-free
No land mortgage needed
Digital Portal
Axis Mobile Banking App
Instant online review
Farmer Helpline
1860-419-5555
Toll-free customer care
Key Features of Axis Krishi Loan KCC
- Swift field verification by specialized agricultural officers.
- SMS alerts in 11 vernacular Indian languages.
- Flexible repayment aligned with localized harvesting and APMC auction cycles.
Mandatory Documentation for Axis Bank
Aadhaar card & PAN card
Land records (Patta, 7/12, Khasra, Chitta)
Passport size photographs
ATM & Merchant Card Operations
Borrowers receive a Axis Bank RuPay Kisan Card. You can withdraw cash at any bank ATM across India or swipe directly at authorized seed, fertilizer, and pesticide dealers. Interest is charged ONLY on the exact amount drawn, not the total sanctioned limit.
Official Bank Portal
Apply for Axis Krishi Loan KCC
Access the authorized Axis Bank portal to initiate your online KCC application or digital limit review:
Open Axis Krishi Loan KCC PortalCustomer Helpline: 1860-419-5555
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Calculate Exact Limit for Your Acreage
Use our interactive calculator to compute your base crop scale of finance, household buffer, and maintenance allowance.
Open KCC CalculatorFAQ
Frequently asked questions
The base interest rate is 7.00% p.a.. Under the Government of India’s Interest Subvention Scheme, borrowers who make timely repayments receive a 3% Prompt Repayment Incentive (PRI), resulting in an effective interest rate of 4.00% p.a. (under Central Interest Subvention).
Axis Bank provides collateral-free crop loans up to ₹1,60,000 collateral-free without requiring any land mortgage or third-party guarantee, as mandated by RBI.
Farmers can apply online via Axis Mobile Banking App or submit a physical application at any rural or semi-urban Axis Bank branch with 7/12 land records, Aadhaar, and crop planning details.
You can reach Axis Bank agricultural loan assistance directly at 1860-419-5555.