RBI Scheduled BankTenure: 5 Years (Annual Rollover)No processing charges up to ₹3 Lakhs
Canara Kisan Credit (CKC)
Canara Bank
Canara Bank has historically driven rural development, offering highly affordable crop production credit with simple renewal formalities.
Effective Interest
4.00% p.a. with PRI
Base: 7.00% p.a.
Collateral-Free Limit
₹1,60,000 without collateral
No land mortgage needed
Digital Portal
Canara ai1 Mobile Banking
Instant online review
Farmer Helpline
1800-425-0018
Toll-free customer care
Key Features of Canara Kisan Credit (CKC)
- Extensive presence across southern and central Indian agricultural belts.
- Combined scale of finance covering short-term crop loans and term loan components for farm implements.
- No inspection charges for loans up to ₹3,00,000.
Mandatory Documentation for Canara Bank
Aadhaar card
Certified copy of Record of Rights (RoR) / RTC
Crop planning declaration form
ATM & Merchant Card Operations
Borrowers receive a Canara Bank RuPay Kisan Card. You can withdraw cash at any bank ATM across India or swipe directly at authorized seed, fertilizer, and pesticide dealers. Interest is charged ONLY on the exact amount drawn, not the total sanctioned limit.
Official Bank Portal
Apply for Canara Kisan Credit (CKC)
Access the authorized Canara Bank portal to initiate your online KCC application or digital limit review:
Open Canara Kisan Credit (CKC) PortalCustomer Helpline: 1800-425-0018
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Calculate Exact Limit for Your Acreage
Use our interactive calculator to compute your base crop scale of finance, household buffer, and maintenance allowance.
Open KCC CalculatorFAQ
Frequently asked questions
The base interest rate is 7.00% p.a.. Under the Government of India’s Interest Subvention Scheme, borrowers who make timely repayments receive a 3% Prompt Repayment Incentive (PRI), resulting in an effective interest rate of 4.00% p.a. with PRI.
Canara Bank provides collateral-free crop loans up to ₹1,60,000 without collateral without requiring any land mortgage or third-party guarantee, as mandated by RBI.
Farmers can apply online via Canara ai1 Mobile Banking or submit a physical application at any rural or semi-urban Canara Bank branch with 7/12 land records, Aadhaar, and crop planning details.
You can reach Canara Bank agricultural loan assistance directly at 1800-425-0018.