RBI Scheduled BankTenure: 5 Years (Annual Rollover)Nil processing fees up to ₹3,00,000
ICICI Agri KCC
ICICI Bank
ICICI Bank provides transparent crop loans with pre-approved limits, digital land parcel valuation, and seamless UPI loan repayment.
Effective Interest
4.00% p.a. (net of 3% PRI)
Base: 7.00% p.a.
Collateral-Free Limit
₹1,60,000 without mortgage
No land mortgage needed
Digital Portal
iMobile Pay
Instant online review
Farmer Helpline
1800-1080
Toll-free customer care
Key Features of ICICI Agri KCC
- Pre-approved KCC limit based on land satellite mapping and local DLTC parameters.
- Instant balance check and digital repayment on mobile via UPI.
- Direct tie-up with sugar mills, dairy cooperatives, and agro-processors for automatic settlement.
Mandatory Documentation for ICICI Bank
Aadhaar card & identity proof
Revenue land ownership documents (7/12, Patta, RoR)
No objection certificate if land is jointly held
ATM & Merchant Card Operations
Borrowers receive a ICICI RuPay Kisan Card. You can withdraw cash at any bank ATM across India or swipe directly at authorized seed, fertilizer, and pesticide dealers. Interest is charged ONLY on the exact amount drawn, not the total sanctioned limit.
Official Bank Portal
Apply for ICICI Agri KCC
Access the authorized ICICI Bank portal to initiate your online KCC application or digital limit review:
Open ICICI Agri KCC PortalCustomer Helpline: 1800-1080
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Calculate Exact Limit for Your Acreage
Use our interactive calculator to compute your base crop scale of finance, household buffer, and maintenance allowance.
Open KCC CalculatorFAQ
Frequently asked questions
The base interest rate is 7.00% p.a.. Under the Government of India’s Interest Subvention Scheme, borrowers who make timely repayments receive a 3% Prompt Repayment Incentive (PRI), resulting in an effective interest rate of 4.00% p.a. (net of 3% PRI).
ICICI Bank provides collateral-free crop loans up to ₹1,60,000 without mortgage without requiring any land mortgage or third-party guarantee, as mandated by RBI.
Farmers can apply online via iMobile Pay / Mera iMobile Rural App or submit a physical application at any rural or semi-urban ICICI Bank branch with 7/12 land records, Aadhaar, and crop planning details.
You can reach ICICI Bank agricultural loan assistance directly at 1800-1080.