Social Security & PensionCentralMode: Bank Branch
Atal Pension Yojana (APY): Guaranteed ₹1,000 to ₹5,000 Monthly Pension
अटल पेंशन योजना (गारंटीकृत ₹1000 से ₹5000 मासिक पेंशन)
Nodal Authority: Pension Fund Regulatory and Development Authority (PFRDA) / MoF
APY provides unorganized agricultural workers with a guaranteed lifelong pension, protecting rural households from post-retirement poverty.
Max Subsidy Cap
₹5,000 guaranteed lifetime monthly pension
Small/Marginal Share
Affordable monthly contributions (e.g. ₹210/mo at age 18 for ₹5,000 pension)
Funding Pattern
100% Central : 0% State
Toll-Free Helpline
1800-110-069
Subsidy Slabs by Farmer Category
| Farmer Social Category | Government Subsidy Share |
|---|---|
| Small & Marginal Farmers (< 2 Hectares) | Affordable monthly contributions (e.g. ₹210/mo at age 18 for ₹5,000 pension) |
| Women Farmers | Full pension benefits + nominee spouse security |
| Scheduled Caste (SC) & Scheduled Tribe (ST) | Open to all unorganized rural workers |
| General / Large Farmers (> 2 Hectares) | Available to all Indian citizens aged 18 to 40 who are non-taxpayers |
Mandatory Eligibility Requirements
- Indian citizen aged between 18 and 40 years.
- Must possess an active savings bank account.
- Must not be an income-tax payer.
Step-by-Step Application Process
- 1Log into mobile banking / net banking or visit any commercial / Grameen bank branch.
- 2Submit APY registration form and choose desired monthly pension (₹1,000 to ₹5,000).
- 3Provide auto-debit consent; monthly contribution is deducted automatically on chosen date.
Required Documents Checklist
Aadhaar card
Bank savings account number & mobile number linked
Direct Application Link
PFRDA / NSDL CRA Portal & NetBanking
Submit your application directly through the authorized government portal:
Open Official PortalFarmer Helpline: 1800-110-069
Top Farmer Benefits
- Guaranteed return backed by Government of India.
- In the event of subscriber demise, spouse receives identical pension for life, after which entire accumulated corpus is returned to the nominee.
Other Social Security & Pension Schemes
Check Your Complete State Entitlements
Enter your landholding acreage to match all eligible state and central agricultural subsidies.
Open Subsidy MatcherFAQ
Frequently asked questions
Government-guaranteed monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000 starting from age 60. Specifically, small & marginal farmers receive Affordable monthly contributions (e.g. ₹210/mo at age 18 for ₹5,000 pension), while women and SC/ST farmers receive Full pension benefits + nominee spouse security. The maximum assistance is capped at ₹5,000 guaranteed lifetime monthly pension.
Applicants must submit: Aadhaar card, Bank savings account number & mobile number linked. All documents must be clearly scanned and linked to your active Aadhaar-seeded bank account.
You can apply directly through PFRDA / NSDL CRA Portal & NetBanking (https://www.npscra.nsdl.co.in) or visit your local Common Service Center (CSC / VLE). Follow the step-by-step procedure: (1) Register with Aadhaar, (2) Upload land records and quotations, (3) Receive pre-sanction, and (4) Complete geotagged verification.
Key qualifying conditions include: Indian citizen aged between 18 and 40 years.; Must possess an active savings bank account.; Must not be an income-tax payer..